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Life Insurance
Investment Scheme
Unit linked investment plan which provides flexibility of free choice premium
and cover.
It provides the insured with premium installments in order to increase his
investment return.
The insured also has the option of choosing the maturity settlement to be used
as a pension plan.
Unit linked investment plan with guaranteed
maturity value.
It can be used for retirement purposes and as housing
loans' protector.
Endowment
Endowment with profit participation plan which
provides a minimum guaranteed maturity value.
It is suitable for people that are looking for steady
income and conservative investment.
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Endowment
Annuity
Endowment with profit plan provides a guaranteed
annuity at the maturity date.
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Whole
Life
Whole life with profits assurance plan suitable for
inheritance Tax purposes.
Used for long term cover.
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Term
Maximum protection life cover plan with the minimum
possible premium rate over a certain period.
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Single
Premium
Unit Linked investment plan with a single premium
payment mode. It provides high level of investment
allocation and open ended duration choice.
It requires CYPŁ5,000 minimum premium amount.
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Accidental
Death Benefit
The insured amount is paid in cases of accidental
death.
permanent and total disability
In cases of total and permanent disability due to
accident, the insured is entitled to
receive the insured amount in predetermined
installments.
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Personal
Accident Cover
In case of accident the insured will have benefits
as above as well as medical expenses payments and monthly
disability income in case of total disability.
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Loss
of Income Benefit
In case of accident or illness and while the
insured is unable to attend work, the company will
cover his/her loss of income up to a certain amount,
for a maximum period of 2 years.
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Terminal
Illness
In case of a major terminal illness the company
will pay, immediately to the insured a predetermined
lump sum, giving him/her the opportunity of receiving
better medical treatment and being better prepared for
facing economic problems whilst being unable to work.
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