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Home Insurance
Pavlos Pavlou Insurance Agencies
offer
Homeowners and Householders Insurance which covers:
- Loss or damage to the building and its permanent fixtures
- Loss or damage to the contents (furniture, electrical appliances, jewellery etc.)
- Breakage to mirrors
- Loss or damage to servant's property
- Additional expense of alternative accommodation or loss of rent
- Liability to the public
- Compensation for death of the insured
The insured perils are:
1. Fire, lightning, thunderbolt
2. Explosion
3. Aircraft or other aerial device or any article dropped therefrom
4. Escape or overflowing of water (excluding the first Ł50 for the building)
5. Burglary
6. Impact by a vehicle or animal
7. Earthquake (with an excess of 1.5 on the total sum insured)
8. Storm or tempest
Our residence is not only a family nest, it is one of the most important investments, if not the most important, a
person makes during his lifetime.
One of the serious matters that you should think about is the value of the residence you will be insuring. As
regards the building, you should insure the full rebuilding cost, i.e. how much it would cost to erect an identical
building today. This value does not include the value of the plot of land, but it is not restricted to the amount of
any mortgage. If you have any doubts, ask a friend or an acquaintance with professional qualifications to assist you
in determining the rebuilding cost.
For contents we would advise you to take a few minutes and go from room to room to record one by one your
assets. Calculate their value having in mind depreciation due to time and wear and tear.
The increasing trend observed in residential fires and burglaries does not leave room for second thoughts. Do
not let things to chance, as they come. Protect your most important investment from all these perils with the
correct cover.
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